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Accident Points

At-Fault Accident points will be assigned for accidents occurring during the 36 month experience period involving our insured or any other regular operator of the motor vehicle residing in the same household.

Accident prior to July 1, 1999:

1. The aggregate cost to the company for any person injured or property damage is determined to be at least $950 in excess of any applicable deductible.

2. Two or more accidents which result in an aggregate cost to the company in excess of $950.

Accident on or after July 1, 1999 :

1. The aggregate cost to the company for any person injured or property damage is determined to be at least $1050 in excess of any applicable deductible.

2. Two or more accidents which result in an aggregate cost to the company in excess of $1050.

Accident on or after July 1, 2005:

1. The aggregate cost to the company for any person injured or property damage is determined to be at least $1150 in excess of any applicable deductible.

2. Two or more accidents which result in an aggregate cost to the company in excess of $1150.