1.
|
|
Effective October 1,
2011, the new law, HB 440 allows insurers to provide
Worker’s Compensation (WC) coverage to members of
an LLC and partners of a partnership on a voluntary
basis. It also formalizes the ability to do so for
sole proprietors (while this was already done by
the State Workers’ Insurance Fund, the bill codifies
that the practice is licit). |
|
|
|
|
2.
|
|
Are all states
listed in 3A of the information page where the
insured has known or expected locations for the
coming year? |
|
|
|
|
3.
|
|
Is other states
insurance triggered by "all states except the
monopolistic states and the states listed under
3A"? |
|
|
|
|
4.
|
|
Does the insured
have any operations in a monopolistic state
(North Dakota, Ohio, Washington, West Virginia,
or Wyoming)? |
|
|
|
|
|
5. |
|
Does the insured
have any employees who are not required to be
covered under the states Workers compensation
statutes i.e. farm or domestic? |
|
|
|
|
|
6. |
|
Does the insured
have any independent contractors working for
them? |
|
|
|
|
|
7. |
|
Are any employees
subject to the Longshore and Harbor Works
Compensation Act? |
|
|
|
|
|
8. |
|
Are any employees
subject to the Maritime Law? |
|
|
|
|
|
9. |
|
Has the insured
entered into any contract for the use of leased
or temporary workers? |
|
|
|
|
|
10. |
|
Does the insured
have any operations that come under Federal
Compensation Laws or Liability jurisdiction? Do
they need: Defense Base Act Coverage, Outer
Continental Shelf Lands Act Coverage,
Nonappropriated Fund Instrumentalities Act
Coverage, Federal Employers Liability Act
Coverage or Federal Coal Mine Health and Safety
Act Coverage? |
|
|
|
|
|
11. |
|
Does the insured
have any overseas operations? Do they wish to
purchase Foreign Coverage Endorsement for
endemic diseases and repatriation expense? |
|
|
|
|
|
12. |
|
Contractors: Check
their insurance requirements before accepting
the contract. |
