1.
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Named Insured
Sole Proprietor (past and present), Partnerships
(past and present), Joint Ventures (past &
present), Need for discontinued operations /
completed operations coverage |
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2.
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Lease of Premises
Hold
harmless? Additional insured? Insured contract?
Endorsement |
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3.
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Lease of Equipment
Hold
harmless? Additional insured? Insured contract?
Endorsement |
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4. |
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Other contracts or
leases with hold harmless or additional insureds? |
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5. |
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Other additional
insureds (club or church members, vendors,
etc.)? |
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6. |
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If additional
insureds, should limits be increased? |
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7. |
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Contractor with
multiple projects?
Add _______ Designated Construction Project(s)
General Aggregate limit. |
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8. |
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Insured with more
than one location?
Add _______ Designated Location(s) General
Aggregate Limit. |
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9. |
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Is there a liquor
liability exposure?
Purchase a liquor liability policy. Coverage for
a scheduled event _______ |
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10. |
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Is there a
pollution exposure? Pollution liability policy. |
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11. |
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Watercraft or
aircraft?
Purchase special insurance. |
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12. |
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Is product recall
insurance needed?
Limited Product Withdrawal Expense |
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13. |
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Is personal
property of others in our care, custody or
control?
Use a special company coverage such as voluntary
property damage or property insurance such as
bailees-customers or Legal Liability. |
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14. |
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Does client need
completed operations for an additional insured
for the length of the project? _______ |
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15. |
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Is the Damage to
Premises Rented to You limit sufficient to
cover fire and do we need coverage for other
perils? _______ Legal Liability. |
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16. |
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Do we need to
change the definition of property damage to
include coverage of electronic data? _______
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17. |
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Do we need
worldwide coverage for Internet activities? |
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18. |
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Other special
endorsements needed such as: Employee Benefits,
Coverage for Leased Workers, etc. |
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19. |
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Have we identified
all equipment subject to licensing for road use
to be covered on the Business Auto policy? |